Lanarkshire Credit Union

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Loans Intro Loan
We've taken a step away from the traditional Credit Union loan with our newest offering the Intro Loan. With no savings required and 3 tiers of great rates the Intro Loan might just be what you're looking for to help you.

Intro Loan

Our Intro Loan is open to new and existing members and allows you to take a loan from £250 up to £2500+ which you can pay back over a maximum of 2 years by Direct Debit.
To be eligible for our Intro Loan you must be a new or existing member who has never borrowed from us in the past. You'll also need to be in full-time employment with a good to excellent credit history.

You'll also get all the great benefits of a Credit Union loan:
  • A great rate of 19.6% APR on borrowing of £250 - £750
  • An even better rate of 16.1% APR on borrowing of £751 - £1500
  • An amazing rate of 12.7% APR on borrowing of £1501 - £2500
  • An amazing rate of 9.4% APR on borrowing of £2501+
  • You can continue to build up your savings and attract a dividend whilst you repay
  • Take full advantage of our Life Savings and Loan Protection Insurance*1*2
  • Spread the loan over 2 Years

What do I get with a Intro Loan?


You'll receive all of the benefits of a Credit Union Loan:
  • Free Loan Protection Insurance*2
  • No set-up fees
  • No admin charges
  • No early repayment penalties

How do I apply?

Download our loan application form here or log into our member's area to start filling in your loan application.

If you're applying online we'll need you to send us through your last three months bank statements and proof of your income i.e. your most recent wage slip or benefit letter. You can send this by email to staff@lanarkshirecu.co.uk or by post to our main office. We'll call you when the loan is ready or if we need some more information, from there you'll need to drop by one of our offices to sign some paperwork.

If you're applying in one of our offices just fill in the loan application form, don't worry if you don't have a printer you can pick them up at any of our offices. We'll take your loan application and other supporting documents from you and from there we will be able to advise you on how long it may take us to process your application.

What do I need to bring with me?

We're a responsible lender and as such all loan decisions we make are made based on your income, expenditure and ability to repay.

For amounts up to £750, one month's proof of income documentation will be required.

For amounts over £750, three month's proof of income documentation will be required.

You should also bring with you some form of ID to allow us to confirm your identity.

What about...

If you have any other questions not answered here why not head over to our Frequently Asked Questions page to find your answer.


For information about our loan terms and conditions check here.

The small print

No loan is guaranteed and is subject to terms and status, for more information about our loan terms and conditions check here.

*1 Subject to terms and conditions. Certain restrictions apply based on savings balance and on age at death or age when savings were made. Each Credit Union has individual limits and restrictions which may vary over time. Ask your Credit Union for details about the Life Savings protection they provide.

*2 Subject to terms and conditions. Cover limits vary and certain restrictions apply based on age and cover. Please ask your Credit Union for individual limits and restrictions.

Contact Us
  • Tel: 01698 711112
  • Fax: 01698 828810
  • Email:
  • Web: lanarkshirecreditunion.co.uk
  • Address: 252 Glasgow Road, Blantyre, Glasgow, G72 0YH
    :: Other Offices ::
Blantyre & Rutherglen
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Larkhall
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Lanarkshire Credit Union is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our FRN is 213669